Privacy Policy

Effective as of December 1, 2023

Centri Life is a web-based platform that provides users with resources and tools to provide information and actionable recommendations on topics such as finance, health and career opportunities. Centri Life is owned and managed by Centri Tech LLC (“Centri Tech,” “us,” or “we”). This Privacy Policy outlines how Centri Tech collects, uses, discloses, and protects the personal information of individuals who access and use the Centri Life platform (the “Platform”).

This Privacy Policy applies to information we collect through the Platform. It does not apply to information collected by us offline or through any other means. The Platform may contain links to third-party websites or services that are not operated or controlled by Centri Tech. This Privacy Policy does not apply to such third-party websites. We encourage you to review the privacy policies of those websites before providing any personal information.

Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. By accessing or using the Platform, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the practices described in this policy, please do not use the Platform. By accessing or using the Platform, you agree to this Privacy Policy. This policy may change from time to time as described below. Your continued use of this Platform after we make changes is deemed to be acceptance of those changes. We therefore ask you to check our Privacy Policy periodically for updates. The date of the most recent changes will be at the top of the Privacy Policy after “Effective Date.”

Information We Collect

Personal Information

When you use the Platform, we may collect certain information by which you may be identified personally (“personal information”) that you voluntarily provide to us. This includes information you provide, for instance, when you fill in forms on the Platform or register for services available through the Platform, subscribe to services on our Platform, or post material. We may also ask you for information when you report problems with access to our Platform. The personal information that we collect may include, but is not limited to:

• Contact information (e.g., name, email address, phone number).
• Demographic information (e.g., age, gender, zip code).
• Employment and educational information.
• Financial information (e.g., income level, credit score).
• Health-related information (e.g., medical conditions, dietary preferences).
• User-generated content (e.g., posts, comments, reviews). Note that user-generated content is posted on and transmitted to others at your own risk. We cannot control the actions of other users of the Platform with whom you may choose to share user-generated content. Therefore, we cannot and do not guarantee that your user-generated content will not be viewed by unauthorized persons.
• Records and copies of your correspondence if you contact us.
• Your responses to surveys that we might ask you to complete for research purposes.

Automatically Collected Information

As you navigate through and interact with our Platform, we may also automatically collect certain information about your equipment, browsing actions, and patterns, such as:

• Device information and internet connection details (e.g., IP address, browser type, operating system).
• Log data/usage details (e.g., access times, pages viewed, links clicked, search queries).

The technologies we use for this automatic data collection may include:

• Cookies and similar technologies (please see below for more information on cookies).
• Web beacons (also known as clear gifs, pixel tags, and single-pixel gifs, Web beacons are small electronic files that permit us to count users who have visited pages on our Platform or opened an email and for other related website statistics such as recording the popularity of certain website content and verifying system and server integrity).

This information we collect automatically is only statistical data and does not include personal information other than device information. It helps us to improve our Platform and to deliver a better and more personalized service.

Further Information on Cookies

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and to provide certain functionalities and personalized experiences. Cookies can be categorized as follows:

• Essential Cookies: These cookies are necessary for the operation of the Platform and enable you to access and use its features. They are usually set in response to your actions, such as setting your privacy preferences, logging in, or filling out forms. Without these cookies, the Platform may not function properly.
• Analytics and Performance Cookies: These cookies collect information about how you use the Platform, such as the pages you visit and any errors you encounter. They help us analyze and improve the performance of the Platform. These cookies may be set by third-party analytics providers.
• Functional Cookies: These cookies allow the Platform to remember choices you make and provide enhanced, more personalized features. For example, they may remember your username, language preferences, or region.
• Advertising and Targeting Cookies: These cookies are used to deliver advertisements that are relevant to you and your interests. They may be used to track your browsing activities across different websites and build a profile of your interests. These cookies may be set by third-party advertising networks or social media platforms.

You can control and manage cookies in various ways. Please note that disabling or blocking certain cookies may affect the functionality of the Platform or limit your access to certain features.

• Browser Settings: Most web browsers allow you to control and manage cookies through their settings. You can usually find these settings in the “Options,” “Preferences,” or “Settings” menu of your browser. The Help function within your browser can provide more information on how to manage cookies.
• Opt-Out Tools: You can also opt-out of certain cookies and tracking technologies by using the opt-out tools provided by some third-party analytics and advertising providers. Please refer to their privacy policies for more information on how to exercise your choices.
• Do Not Track: Some web browsers have a “Do Not Track” feature that signals to websites that you do not want to be tracked. At this time, there is no universally accepted standard for how websites should respond to Do Not Track signals.

Use of Information

We may use the collected information for the following purposes:

• Provide, operate, and maintain the Platform.
• Customize and personalize your experience on the Platform.
• Respond to your inquiries, requests, or feedback.
• Send you administrative information, such as updates, security alerts, and support messages.
• Enable and improve our products, services, and features.
• Conduct research and analysis to enhance the effectiveness of our Platform.
• Communicate with you about promotions, events, and other marketing purposes (subject to your preferences and applicable laws).
• Notify you about changes to the Platform or any products or services we offer or provide through it.
• Protect against fraud, unauthorized access, or illegal activity.
• Comply with legal obligations.
• For any other purpose with your consent.

Information Sharing

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may share your personal information with third parties in the following circumstances:

• Service Providers: We may engage trusted third-party service providers to perform certain business-related functions on our behalf, such as hosting, data analysis, customer support, and marketing. These service providers have access to personal information as needed to fulfill their obligations to us and are obligated to protect the confidentiality and security of the information.
• Affiliates and Partners: We may share personal information with our affiliates and trusted partners to provide you with relevant content, offers, or services.
• Legal Compliance: We may disclose personal information if required by law or in response to valid legal requests, such as court orders, subpoenas, or government investigations.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, personal information may be transferred to the acquiring entity.
• As Necessary: We may disclose personal information as needed if we believe disclosure necessary or appropriate to protect the rights, property, or safety of Centri Tech, our users, or others.

We will not sell, rent, or lease your personal information to third parties for their marketing purposes without your explicit consent.

Data Security

We implement appropriate technical and organizational measures to safeguard the personal information we collect. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any account credentials and for restricting access to your devices.

Children’s Privacy

We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information without parental consent, please contact us, and we will take steps to remove the information and terminate the child’s account, if applicable.

Your Choices

You have certain choices regarding the personal information you provide to us:

• You may access and update your personal information by logging into your account, if applicable, or contacting us directly at centrilife@centri-tech.com.
• You may unsubscribe from our marketing communications by following the instructions provided in the messages or contacting us at centrilife@centri-tech.com.
• You may disable cookies through your browser settings, but please note that certain features of the Platform may not function properly without cookies.
• Note that California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Platform that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to centrilife@centri-tech.com.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. The updated version will be indicated by an updated “Effective Date” at the beginning of this policy. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at centrilife@centri-tech.com.

Please note that this Privacy Policy is not an agreement between Centri Tech and the users of the Centri Life platform. It is solely a description of Centri Tech’s privacy practices with respect to the Platform. The terms governing the use of the Centri Life platform are provided separately in the Centri Life Terms of Service.